About the service
CreditNice.com.ua service provides services for the selection of the best option for obtaining borrowed funds. We work with organizations that offer different conditions for receiving funds throughout Ukraine. We are constantly working to expand our partner companies. Therefore, by filling out an application on our resource, you will receive favorable conditions for receiving funds! In the future, the bank or MFI may require additional documents. The application is filled out only in person!
Consequences of non-payment of borrowed funds
In case of non-repayment within the stipulated period of the loan amount or the amount of interest for the use of borrowed funds, the creditor is forced to charge a penalty for late payment. Most lenders make concessions and give 3 extra business days to pay. They are provided in the case, for example, if the bank transfer took longer than usual. However, if you do not receive any response from you for a long time, you will be charged a penalty for late repayment of an average of 0.10% of the initial amount for loans, 0.03% of the amount owed on average for consumer loans, and credit cards. If you do not comply with the terms of repayment of loans and borrowings, the data about you may be transferred to the register of debtors or BCI, which will negatively affect your credit history and credit rating. The debt can be transferred to a collection agency to collect the debt. If the delay is allowed, then further extension of the loan is impossible.
Creditnice [CPL] UA The creditor informs you about all terms of payment in a timely manner by SMS or e-mail. We encourage you to make a payment on the day you receive these reminders. By repaying the debt on time, you form a good credit history, which increases your credit rating and chances to get a loan on more favorable terms.
Our partners
SOS Credit - No. 163. dated January 14, 2016. QuickMoney - IC No. 78. order dated 28.02.2017 No. 438. credit - IK No. 146, registration number No. 16103223, dated 20.10.2015. CreditPlus - IK No. 146, registration number No. 16103223, dated October 20, 2015. Alexcredit - 044-3893303 CCloan - FC No. 809, No. 40071779, dated April 14, 2016. EuroMoney - IK No. 177, registration number No. 40203427, dated July 21, 2016. Sea of money - IC No. 151, USREOU No. 76554984 dated November 10, 2015. Vasha Gotivochka - FC No. 367 dated December 6, 2012. All credit - USREOU 41184403, USREOU 40125944, USREOU 37356833, USREOU 40203427, USREOU 40071779. Quick loan - series IK No. 118 dated 24.09.2013. CashMe - No. 616, No. 16102194, dated May 15, 2008. Alfa-Bank - 2017 PJSC "Alfa-Bank" (Ukraine). The license of the NBU No. 61 dated October 5, 2011. Prostozyam - IC No. 118, dated September 24, 2013. Global Credit - AB 614820 dated 04.02.2013. Credit356 - USREOU No. 55439877 dated May 18, 2017 (indefinite). Crediton - series IK No. 153 dated December 31, 2015. KLTcredit - FC No. 682 dated December 29, 2015, PJSC "ALPHA-BANK": NBU №61 license, PJSC "UNIVERSAL BANK" NBU license № 92, DNIPRO CREDIT BANK, NBU license № 70, PJSC "LIAN NANIV 92.
Example of loan calculation
If you took a loan in the amount of 30,000 hryvnias for 3 months with an interest rate of 4.5% per month, then after the expiration of the loan the overpayment will be 4050 hryvnias. It turns out you return 34050 hryvnias. Below are the calculations of interest accrued for further self-calculation of the loan repayment amount (with interest) to users of the average service. The amount is UAH 30,000, the interest per month is 4.5%, the loan term is 3 months. 4.5 (%) * 3 (months) = 13.5% for 3 months (13.5% * 30,000 hryvnias (loan amount)) / 100% = 4050 hryvnias (amount of accrued interest) 30,000 + 4050 = 34050 hryvnias - is the amount of money needed to return in 3 months. In case of violation of the terms, the amount of the penalty is 0.10% of the amount of arrears per day, but not more than 10% of the loan amount. In case of a long delay in payment, the information will be transferred to the BCI. Continuation of the loan is possible with timely informing the lender (before the date of repayment of the loan) and payment of interest for the original term of the loan. There are no additional fees for loan extensions.
Who Does Work With?
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Terms of receipt:
The interest rate on consumer loans - up to 56% per annum.
The loan amount is from UAH 1,000 to UAH 200,000.
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